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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners.
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Showing 1 – 5 of 5
Annual fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
14.99%-24.74% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- 3% cash back on dining at restaurants, including takeout and eligible delivery services
- 3% cash back on drugstore purchases
- 5% on travel purchased through Chase Ultimate Rewards®
- Unlimited 1.5% cash back on all other purchases
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 24.74%.
- No annual fee
See if you qualify for a better offer with Chase:
Pros
- No annual fee
- Intro APR period
- High rewards rate
- No minimum redemption amount
Cons
- Requires good/excellent credit
Annual fee
$0
Intro APR
0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases
Regular APR
13.74%-23.74% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Pros
- No annual fee
- Intro APR period
- Intro balance transfer fee
Cons
- Requires good/excellent credit
- No rewards
Annual fee
$0
Intro APR
0% intro APR for 14 months on purchases and balance transfers
Regular APR
11.99%-22.99% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Pros
- No annual fee
- Intro APR period
- Bonus categories
- Cash rewards
Cons
- Requires good/excellent credit
Annual fee
$0
Intro APR
0% intro APR for 18 billing cycles on purchases, and on any balance transfers made within 60 days of account opening
Regular APR
12.99%-22.99% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- New Offer! $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- No ongoing rewards
Annual fee
$0
Intro APR
0% intro APR on Balance Transfers for 18 months
Regular APR
13.99%-23.99% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Pros
- No annual fee
- High rewards rate
- Intro balance transfer fee
Cons
- Requires good/excellent credit
- No bonus offer
- No bonus categories
